the coffin

We decided to give preference to age and an old frail looking man obviously got preference over everyone else and he started narrating his story of someone he knew very personally. (A true happening he claimed)
The story goes this way:
He woke up into pitch darkness as he tried to fathom where he was right now, what he was doing. The last thing he remembered was crashing his mercedes onto a tree trying to avoid a stray child on the highway. His friends always told him a merc was not meant for India well he thought they were just jelous.
He coudnt remember anything else, or could he?
He could vaguely remember a siren in the distance, his wife, she had been with him inspite of his excesses from time to time.
He came back to reality and tried to get up, realized he was too weak, it felt like his heart wasnt working till a while back. Feeling around with his fingers he got woodwork and something that felt like slips of paper on all the sides. Wait a minute was he really in....
He was not what people described a noble soul or even a good man, he had earned his riches from scratch but got this -oh i want lots of money syndrome- and people often described him a snob behind his back. There would have been many who secretly wished he were dead.
He could remember more now, the doctors pronouncing him dead, oh damn he was alive, atleast his brain was and was frantically asking his heart to start beating again. As fate would have it, the heartless man's heart was pulling his leg.
He was so fond of money that in his will he had wanted almost all of his money to be buried with him and all his possessions (those that could fit in a coffin). The rest he left to his wife.
When he was hale his favorites included his watch that showed time in 12 different countries although he hadnt been out of tamil nadu, his cell fone, about which he boasted to his friends "you know you neednt even press the talk button,as soon as a call comes it puts itself into speaker mode".
Well you see he was a strange man, who lived in the eternal illusion of happiness looking down upon poorer men who were much more contented and slept more.
Right now he was in his coffin and as the gravity of the situation struck him he suddenly grew frantic. Nothing can be worse than being buried alive in a coffin filled with rupee notes that were so dear two days back. Nothing worse than all his dear possessions that would make a thousand men regard him with fake respect. He tried in vain for the third time to break free and then slowly resigned.
He cried. Then tried to find something that would help him break free, his torch, oh no, his watch lol no way..doomed.
Its very funny you know when you know your going to die, its so damn different, you want to do a million things, want to tell your wife you actually loved her, you understand the limitations of money, you regret those stupid hours lost making a huge empire which wouldnt follow you.
It was a terrible death, choking without much oxygen, ever slowly, without the world knowing, a wrong date on the epitaph, and lots of sad thoughts.
As his last breadth ceased not to start again, his beard started to vibrate,
"We are calling from HDFC bank sir, would you like a credit card?"

said the frail man with a wry smile, as we all gaped at him for telling such a haunting unbelievable story, he stood up to go to the loo as the others started to reflect.
People were saying how terrible it should have been, as I realised something, everyone turned as I shouted "But whose this guy? how did he know all this?"
some of us ran to the restroom..he was gone.